Now you can draw down on your pension and transition to retirement with a fossil fuel free portfolio
Future Super is Australia’s first fossil fuel free super fund. It’s easy to join and takes only 3 minutes online.
Future Super does not invest in any fossil fuel companies, or in companies providing significant services or financing to fossil fuel projects.
We also don’t invest in a range of other harmful industries, including detention centres and live animal export. Instead, we look for positive investments such as renewable energy, healthcare and IT.
We rule out companies engaged in the following activities, and more.
We look for companies who are making a positive impact in the world.
Features and inclusions for every member
Invest in renewables and help the transition to a clean energy future.
Join in under 10 minutes with our easy online form. You’ll need your TFN, driver’s licence, bank details, and current super or pension account number.
If you’re setting up your first pension account, we’ll help you consolidate all your super accounts first. If you already have a pension account, it’s easy to transfer across.
Pick the account to suit your stage in life. We offer Account-Based Pensions for retirees, and Transition to Retirement pensions for if you’re still working.
Our fund managers, Grosvenor Pirie, are specialist ethical investment managers with over 30 years experience.
Access your account anytime online. Update details, check contributions and request rollovers all in one easy place.
Join thousands of other Australians moving their money out of fossil fuels.
Speak to a real Future Super staff member - no outsourced call centres or long wait times.
Future Super pension fund
Your pension will be invested in a balanced-growth option.
The fund aims to outperform its benchmark (the Consumer Price Index + 2.75%) over 6 year time periods.
We aim to invest in a diverse mix of assets with 70% in growth assets (like shares and property) and 30% in defensive assets (like fixed interest and cash).
We target the following asset allocation:
Medium to High.
It is estimated that there may be a negative annual return 3 to less than 4 times out of 20 years.
4 - 6 years
How we compare to the benchmark. Returns shown to 31 December 2016.
Returns shown for Future Super are after fees and taxes. Inception date is 10 June 2015. Past performance is not a reliable indicator of future performance. For detailed information about Future Super please read the Product Disclosure Statement.. The benchmark is CPI +2.75% per annum.
An Account-Based Pension is a way to access your retirement savings as a regular income stream.
A Transition to Retirement Pension allows you to access your retirement benefit as an income while you are still working. Continue making super contributions into your accumulation account, while receiving an income and tax-free investment returns in your pension account.
You are eligible to join the Future Super Pension Plan if you have reached your preservation age.
The minimum initial investment is $20,000.
I can make my super work for more than just my own benefit.
For our future and our planet, investing in fossil fuels is a risk we're not willing to take.
I made the switch to support my children and the world I want them to live in.
Wouldn't it be nice to own a slice of this pie?...
NEXTDC’s data centres are where the cloud lives®. Spread across the country, their data centres serve telcos, government agencies and businesses of all size. Their Melbourne 1 data centre is home to Australia’s largest privately owned rooftop PV solar array, and was the first data centre in the Asia-Pacific to use solar power.
Teachers Mutual Bank is one of Australia’s largest mutual banks, serving teachers, the education sector and their families. They fund a range of education scholarships, and was voted one of the world’s Most Ethical Companies in 2014 and 2015. They are strongly committed to being fossil fuel free, with a strict policy against financing large-scale greenhouse gas pollution.
Tesla’s mission is to accelerate the world’s transition to sustainable transportation. Most famous for its self-driving electric cars, Tesla’s expansion into renewable energy is being led by its Powerwall home battery, solar roof tiles, and recent acquisition of SolarCity.
Some things you might be wanting to know
A Future Super pension account allows you to draw a regular income from your retirement savings while investing them in line with your values. Choose between monthly, quarterly, half-yearly or annual payments and how much you want to receive (within a set range outlined in the PDS).
A Transition to Retirement Pension (TTR) allows you to access your superannuation savings as an income stream while you are still working. You can continue making superannuation contributions to your accumulation account while receiving regular payments to supplement your income.
An Account-Based Pension is a simple, single account for those who have already retired and will no longer be making contributions to their super. You can receive flexible payments (subject to age-based minimums) on a timeline that suits you, and make lump sum withdrawals at any time.
Generally, you have met a condition of release for starting a pension when you:
A pension account needs an initial minimum investment of $20,000. This initial investment can be rolled over from your current super account, pension account or personal bank account.
It’s as easy as 1,2,3
Let’s start with your name, email and phone number. These details will auto-populate into the next part of the form.
You’ll need to find your tax file number (TFN) so we can match it up with ATO records. If you have other accounts to transfer, request these too.
You’ll receive your member number straight away. Login to your member portal to view your account online, and check your inbox for an email to pass on to your employer.
Join over 6,000 Australians who've cleaned up their super in under 2 minutes.
Seriously. It's that quick. No paper forms. No signatures. No certified copies. Just you, your keyboard and the time it takes to cross the street.
Here are some important documents you should read
You should read the PDS and Additional Information Booklet before making any financial decisions regarding the Future Super super fund.
Our Product Disclosure Statement (PDS) tells you everything you need to know about your super fund in a standardised format. Every super fund must create a PDS following the government’s guidelines. If you’re trying to compare Future Super to your current fund, this is what you want to read.
Our Additional Information Booklet is exactly that - even more detail for lovers of fine print. Find out everything about making contributions, accessing your super benefits, our insurance op ons and more.
With your retirement savings and with our planet
We are certified by the Responsible Investment Association of Australasia for our responsible investment process for all investment decisions. We help raise the bar of what it means to invest in an ethical way.
Our fund managers, Grosvenor Pirie, have over 30 years experience in keeping Australian workers' investments safe and performing. They are experts in superannuation fund management.
We are the world's first superannuation fund to be certified as carbon neutral. Our investments already have substantially lower emissions than other funds in Australia, but we've gone further by offsetting the remaining emissions.
Certified B Corporations are leaders of a global movement of people using business as a force for good™. It means we meet the highest standards of social and environmental performance, transparency and accountability.