Pension Fund

Free your pension from fossil fuels.

Balanced
Growth Pension

Zero fossil fuels. Targets investment in social impact and renewable energy projects.

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Let's break things down

Don’t speak finance? Super is full of jargon that hurts our brains. Hover over anything with a dotted underlineYou're a natural! to see a normal human explanation.

Balanced
Growth Pension

Zero fossil fuels
Ethically screened
Fights inequality
Invests in climate solutions
Fees per year *

0.874% + $93.60

$530.60 per year on a balance of $50,000

Recent returns^
As at 31st of March, 2021

See full performance and returns

19.25%

One year

7.99%

Since inception
(15 July 2015)

* Read our Pension Product Disclosure Statement for full details on how fees apply to your Future Super account. The fees shown above are the total Investment Fees, Administration Fees and Indirect Cost Ratio payable for our pension option. Other fees and costs may apply to your account.

^ Returns provided are after investment fees, percentage-based administration fees and taxes but before dollar-based administration fees have been taken out. Returns for periods of greater than one year are on a per annum compound basis. Return of capital and the performance of your investment in the Fund are not guaranteed. Past performance is not a reliable indicator of future performance.

Balanced
Growth Pension

Zero fossil fuels. Targets investment in social impact and renewable energy projects.

Sign Up

You might be wondering...

What is an Account-Based Pension?

An Account-Based Pension is a simple, single account for those who have met a condition of release and will no longer be making contributions to their super. You can receive flexible payments (subject to age-based minimums) on a timeline that suits you, and make lump sum withdrawals at any time.

Please read our Product Disclosure Statement and other important documents before deciding to open a pension fund.

How much do I need to start a pension account?

A pension account needs an initial minimum investment of $20,000. This initial investment can be rolled over from your current super account, pension account or personal bank account. It’s important to remember that you can’t make further contributions once your pension account has been established.

At what age can I start a pension?

To open a pension account you will need to satisfy a condition of release.

To satisfy a condition of release, you will need to have:

  • reached your preservation age and retired; OR
  • left a job since reaching age 60; OR
  • reached age 65 (even if you haven't retired); OR
  • permanent incapacity

For more information about opening a pension, please read our Product Disclosure Statement.

Is there a minimum amount I need to withdraw each year from my pension?

Yes! Please see the below minimum annual pension payments. For more information about opening a pension, please read our Pension Product Disclosure Statement.

How do I join Future Super’s pension fund?

To set up a pension account you can submit a paper pension application form.

For all the important information needed to make an informed decision about joining the Future Super Pension Plan please read our Pension Product Disclosure Statement.

How does a pension work?

A Future Super pension account allows you to draw a regular income from your retirement savings while investing them in line with your values.

You can choose to get monthly, quarterly, half-yearly or annual payments and you can usually choose how much you receive (within the mandated minimums outlined in the Pension Product Disclosure Statement).

Looking for super?

Check out our Investment Options.

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