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Balanced Pension (Legacy)

This option is for members who were moved from Balanced Pension Growth after it was closed 23 May 2025. It’s not available to new members.

Balanced Pension
Closed to new members

Investment Snapshot

Asset allocation 1

How risk and reward are balanced in order to achieve investment objectives

70% Growth
30% Defensive

Risk Band 2

High

Suggested Minimum Timeframe

An investment time horizon is the time period where one expects to hold an investment for a specific goal. Investments are generally broken down into two main categories: growth (riskier - such as stocks) and defensive (less risky - such as bonds). The longer the time horizon, the more aggressive, or riskier, a portfolio an investor can build.

7 years

Estimated negative annual returns

(over any 20-year period)

4 to less than 6

Investment objectives

CPI + 2.75%

CPI (which stands for 'Consumer Price Index') is how much the price of stuff changes each year

Per annum over rolling ten-year periods (after investment fees and taxes)

Fees and costs per year 3

0.736% + $60

Returns 4

Launch date

24 May 2025

We'll update this section as soon as returns are available.

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1 

As of 24 May 2025. This information is subject to change. The asset allocation reflects a strategic mix, but the actual allocation may vary due to market movements, contributions, withdrawals, or changes in investment types.

2 

Based on regulated Standard Risk Measure guidelines.

3 

The fees shown are the total Administration Fees and Costs, Investment Fees and Costs and Transaction Costs payable by you in respect of your investment in each investment option. Other fees and costs may apply to your account. Please read the Product Disclosure Statement and Target Market Determination for full details about how fees and costs may impact your investment.

4 

Returns are after investment fees, transaction costs and taxes, but before the percentage-based administration fees and dollar-based administration fees have been taken out. Returns for periods of greater than one year are on a per annum compound basis. Returns are not guaranteed and past performance is not a reliable indicator of future performance.