Our Ethical Screens

Future Super does not invest in any fossil fuel companies, or in companies providing significant services or financing to fossil fuel projects.

We also don’t invest in a range of other harmful industries, including detention centres and live animal export. Instead, we look for positive investments such as renewable energy, healthcare and IT.

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Excluded investments

We rule out companies engaged in the following activities, and more.

Fossil Fuels
Fossil Fuels
Live animal export
Live animal export
Old growth logging
Old growth logging
Environmental destruction
Environmental destruction
Social harm
Social harm
Harmful financing
Harmful financing
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Approved investments

We look for companies who are making a positive impact in the world.

Renewable energy
Renewable energy
Healthcare & wellbeing
Healthcare & wellbeing
Efficient transport
Efficient transport
Sustainable products
Sustainable products
Community finance
Community finance
Production of healthy foods
Production of healthy foods
Social wellbeing
Social wellbeing

What makes Future Super great

Features and inclusions for every member

Invest clean and green

Invest clean and green

Invest in renewables and help the transition to a clean energy future.

Super quick signup

Super quick signup

Join in under 2 minutes with our easy online form. All you need is your TFN. It’s that simple.

Easy account transfer

Easy account transfer

We’ll find your lost super for you, and help you combine your other accounts into Future Super if you instruct us to.

Easy opt-in insurance

Easy opt-in insurance

We won’t charge you premiums on life insurance you didn’t ask for. If you want cover with premiums paid for out of your super savings, all you’ll need to do is answer some basic questions and if you are eligible you’ll be covered as soon as you have a balance.

Expert fund manager

Expert fund manager

Our fund managers are specialist ethical investment managers with over 30 years experience.

Online account access

Online account access

Access your account anytime online. Update details, check contributions and request rollovers all in one easy place.

Join the fossil free movement

Join the fossil free movement

Join thousands of other Australians moving their money out of fossil fuels.

Excellent customer service

Excellent customer service

Speak to a real Future Super staff member - no outsourced call centres or long wait times.

What to expect with your Future Super membership

  • Easy notification of new super fund to employer.

  • Personal contribution into super fund.

  • Salary sacrifice options

  • Optional death cover, death & total permanent disability, and income protection.

  • Nominate a beneficiary.

  • Multiple investment options.

  • Experienced investment committee decides who we invest in.

  • Member portal access.

  • Eligible for government co-contributions.

About this option

Future Super accumulation fund - Balanced Index option

Asset allocation & investment strategy

We aim to invest in a diverse mix of assets with 70% in growth assets (like shares and property) and 30% in defensive assets (like fixed interest and cash).

We target the following asset allocation:



Australian shares


International shares


Alternatives - other




Fixed interest





administration fee
That's $1.80 a week.
per annum
administration and investment fee
performance fees
entry fees

*These fees are the total of the Investment Fees, Administration Fees and Indirect Cost Ratio for Future Super. Other fees and costs may apply. Please read the Product Disclosure Statement for the full details about how fees apply to Future Super.


  • Suits members comfortable with accepting short term market or performance volatility in order to achieve higher returns over the long term.
  • Intended for everyday Australians who want to shift their super away from activities which are harmful to the environment and society, and instead want to see their super invested in companies which make a positive impact.


Standard risk measure

It is estimated that there may be a negative annual return 4 to less than 6 times out of 20 years.

4 - 6 years

Recommended minimum investment timeframe

Return objective

The fund aims to outperform its benchmark (the Consumer Price Index + 2.75% p.a.) over rolling 10 year time periods (after fees).

For detailed information about Future Super please read the Product Disclosure Statement, Additional Information Booklet, Financial Services Guide and Insurance Guide.

It's obvious why people love Future Super 😍

Join thousands of Australians who've moved almost $350 million out of fossil fuels.

Sustainability is a huge part of my life. Making the switch to Future Super was a natural choice.


I take divestment seriously. With Future Super, my money works to reduce the impacts of climate change.

Natural Resource Manager

I can make my super work for more than just my own benefit.


Sustainability is a family value, and we all need to participate in the solutions.


A diversified, future-focused portfolio of investments

The Future Super portfolio is filled with many of the world’s greatest, forward-thinking companies. Here are just a few…

View the complete list of our current holdings →

Our Frequenty Asked Questions

Here are some of the most common questions we get asked by people looking to join Future Super.

Common questions about Future Super

How do I get my employer to pay to Future Super?

When you join we’ll send you an email which you can forward to your employer. It will have all the details to help them make payments to your account.

If you’re already a member and have just switched jobs, simply pass on our standard choice form and general compliance certificate, and direct them to our employer hub.

How do I move my current super?

You can request a rollover in the join form (if you’re not yet a member) or by sending in our rollover form. We’ll get in touch with your other fund to transfer your super across, which automatically closes your old account. Rolling over your superannuation from another fund may result in your losing insurance or other benefits linked to your previous fund.

If you only want to transfer part of your savings in another account, simply enter the exact amount to rollover in the space provided on the rollover form. Or you can call us on 1300 658 422 or email info@myfuturesuper.com.au to let us know how much you want transferred.

How do I check up on my account?

You can view your account online anytime via the member portal. You can also call 1300 658 422 or email info@myfuturesuper.com.au with any enquiries.

Do you offer insurance?

We offer the following covers: Death only,  Death and Total & Permanent Disability, and Income Protection.

You will be able to sign up for our easy-opt in Death or Death & TPD insurance with just a few simple questions when you sign up online or via your member portal. To apply for Income Protection insurance get in touch with us on 1300 658 422 or at info@myfuturesuper.com.au. If you have existing cover with your current superfund, you may be eligible to transfer this to your future super account, get in touch with us to find out.

See our insurance guide for all the details.

Note: Insurance is not available for pension account holders.

The Fund's trustee, Diversa Trustees Limited, intends to adopt the Insurance in Superannuation Voluntary Code of Practice in principle, upon its commencement on 1 July 2018. Before 31 December 2018 Diversa will publish on its website the transition plan(s) for becoming compliant with the standards of the Code no later than 30 June 2021.

Join us today

It's as easy as 1, 2, 3


Complete the join form in 2 minutes*

Aside from the basics, you’ll just need your tax file number (TFN) so we can match it up with ATO records.


Activate your portal

You'll get an SMS to activate your Future Super member portal and set a password.



We'll match your record with the ATO and instantly find any old or lost super accounts. You can rollover on the spot. Easy peasy!

*Our pension signup process has a few extra questions, but is still super easy!

Join thousands of Australians who've moved their money out of dirty fossil fuels.

Say goodbye to fossil fuels, and hello to a renewable energy powered future!

Thank you! Your submission has been received!
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Protecting your personal information is important to us and is also a legal requirement. Our Privacy Policy outlines the type of information we will keep about you. It explains how we and any organisation we appoint to provide services to you on our behalf will use and store this information. For more information see our privacy policy. For more information see our Privacy Policy.

You should read the PDS (or pension PDS), Additional Information BookletFinancial Services Guide and Insurance Guide before making any financial decisions regarding Future Super funds.

It's good to know the fine print

Here are some important documents you should read

You should read the PDS and Additional Information Booklet before making any financial decisions regarding the Future Super super fund.

Our Product Disclosure Statement (PDS) tells you everything you need to know about your super fund in a standardised format. Every super fund must create a PDS following the government’s guidelines. If you’re trying to compare Future Super to your current fund, this is what you want to read.

Download Product Disclosure Statement

Additional Information Booklet

Our Additional Information Booklet is exactly that - even more detail for lovers of fine print. Find out everything about making contributions, accessing your super benefits, our insurance options and more.

Download Additional Information Booklet

Find & combine your super

1. As you join, use your TFN to find all your accounts.

2. Choose which accounts to move over to Future Super.

3. Receive an email when each account transfer is complete (it can take 3-28 days).

Join now

Important Note: While we make it easy to sign up and combine your super, you should not make a financial decision based on these factors. You should read the Product Disclosure Statement before making any financial decisions. When you authorise an account transfer, Future Super will send a rollover request to the other fund/s on your behalf. Transfers can take 7 business days to finalise.