We rule out companies engaged in the following activities, and more.
We look for companies who are making a positive impact in the world.
Features and inclusions for every member
Invest in renewables and help the transition to a clean energy future.
Join in under 2 minutes with our easy online form. All you need is your TFN. It’s that simple.
We’ll find your lost super for you, and help you combine your other accounts into Future Super if you instruct us to.
We won’t charge you premiums on life insurance you didn’t ask for. If you want cover with premiums paid for out of your super savings, all you’ll need to do is answer some basic questions and if you are eligible you’ll be covered as soon as you have a balance.
Our fund managers are specialist ethical investment managers with over 30 years experience.
Access your account anytime online. Update details, check contributions and request rollovers all in one easy place.
Join thousands of other Australians moving their money out of fossil fuels.
Speak to a real Future Super staff member - no outsourced call centres or long wait times.
Easy notification of new super fund to employer.
Personal contribution into super fund.
Salary sacrifice options
Optional death cover, death & total permanent disability, and income protection.
Nominate a beneficiary.
Multiple investment options.
Experienced investment committee decides who we invest in.
Member portal access.
Eligible for government co-contributions.
Future Super accumulation fund - Balanced Index option
We aim to invest in a diverse mix of assets with 70% in growth assets (like shares and property) and 30% in defensive assets (like fixed interest and cash).
We target the following asset allocation:
Alternatives - other
*These fees are the total Investment Fees, Administration Fees and Indirect Cost Ratio payable in respect of the Balanced Index investment option. Other fees and costs may apply to your account. Please read the Product Disclosure Statement for the full details about how fees apply to Future Super.
It is estimated that there may be a negative annual return 4 to less than 6 times in a 20 year period.
4 - 6 years
The fund aims to outperform its benchmark (the Consumer Price Index + 2.75% p.a.) over rolling 10 year time periods (after fees and taxes).
When you join we’ll send you an email which you can forward to your employer. It will have all the details to help them make payments to your account.
You can request a rollover in the join form (if you’re not yet a member) or by sending in our rollover form. We’ll get in touch with your other fund to transfer your super across, which automatically closes your old account and cancels any insurance that might be attached. Rolling over your superannuation from another fund may result in a loss of insurance or other benefits linked to your previous fund, so ensure you are making an informed choice based on your own financial objectives, situation and needs.
If you only want to transfer part of your savings in another account, simply enter the exact amount to rollover in the space provided on the rollover form. Or you can call us on 1300 658 422 or email email@example.com to let us know how much you want transferred.
You can view your account online anytime via the member portal. You can also call 1300 658 422 or email firstname.lastname@example.org with any enquiries.
We offer the following types of opt-in insurance covers: Death only, Death and Total & Permanent Disability, and Income Protection.
You’re able to apply for Death or Death & TPD insurance cover by answering a few simple questions when you sign up online or via the member portal. To apply for Income Protection insurance cover, get in touch with us on 1300 658 422 or at email@example.com. If you have existing cover with another super fund, you may be able to transfer this cover to your Future Super account. Get in touch with us to find out.
See our insurance guide for all the details and consider seeking financial advice to ensure you are making an informed choice based on your own financial objectives, situation and needs.
Note: Insurance is not available for pension account holders.
Aside from the basics, you’ll just need your tax file number (TFN) so we can match it up with ATO records.
You'll get an SMS to activate your Future Super member portal and set a password.
We'll match your information with the ATO's records and instantly find any old or lost super accounts. Easy peasy!
Say goodbye to fossil fuels, and hello to a renewable energy powered future!
Our Product Disclosure Statement (PDS) tells you everything you need to know about your super fund in a standardised format. Every super fund must create a PDS following the government’s guidelines. If you’re trying to compare Future Super to your current fund, this is what you want to read.
Our Additional Information Booklet is exactly that - even more detail for lovers of fine print. Find out everything about making contributions, accessing your super benefits, our insurance options and more.
Important Note: While we make it easy to sign up and combine your super, you should not make a financial decision based on these factors. You should read the Product Disclosure Statement and make an informed decision based on your own financial objectives, situation and needs
. When you authorise an account transfer, Future Super will send a rollover request to the other fund/s on your behalf. Transfers can take 7 business days to finalise.