We rule out companies engaged in the following activities, and more.
We look for companies who are making a positive impact in the world.
Features and inclusions for every member
Invest in renewables and help the transition to a clean energy future.
Join in under 10 minutes with our easy online form. You’ll need your TFN, driver’s licence, bank details, and current super or pension account number.
If you’re setting up your first pension account, we’ll help you consolidate all your super accounts first. If you already have a pension account, it’s easy to transfer across.
Our Account-Based Pensions provide you with a steady income stream. Choose the payment amount and frequency to suit you.
Our fund managers, Grosvenor Pirie, are specialist ethical investment managers with over 30 years experience.
Access your account anytime online. Update details, check contributions and request rollovers all in one easy place.
Join thousands of other Australians moving their money out of fossil fuels.
Speak to a real Future Super staff member - no outsourced call centres or long wait times.
Future Super pension fund
Your pension will be invested in a balanced-growth option.
The fund aims to outperform its benchmark (the Consumer Price Index + 2.5%) over rolling 10 year periods after fees and taxes.
We aim to invest in a diverse mix of assets with 70% in growth assets (like shares and property) and 30% in defensive assets (like fixed interest and cash).
We target the following asset allocation:
It is estimated that there may be a negative annual return 4 to less than 6 times out of 20 years.
4 - 6 years
Future Super Pension has shown great returns over the last 1 year^
^ Returns provided are after fees have been taken out. Past performance is not a reliable indicator of future performance. Benchmark for Pension fund is CPI +2.5% per annum. Returns shown are to 29 June 2018. Inception date is 1 July 2015.
An Account-Based Pension is a way to access your retirement savings as a regular income stream.
You are eligible to join the Future Super Pension Plan if you meet a Condition of Release. Conditions of Release include reaching your preservation age and permanently retiring, or reaching age 65.
The minimum initial investment is $20,000.
Wouldn't it be nice to own a slice of this pie?...
NEXTDC’s data centres are where the cloud lives®. Spread across the country, their data centres serve telcos, government agencies and businesses of all size. Their Melbourne 1 data centre is home to Australia’s largest privately owned rooftop PV solar array, and was the first data centre in the Asia-Pacific to use solar power.
Bank First was born when a group of 48 educators came together with a shared belief.
They had grown disenchanted with the way many Australians were being treated by the big banks and wanted a financial institution that placed a value on what people did for the community – not simply by how much money they made.
Bank First does does not invest in fossil fuels and has no plans to do so.
Tesla’s mission is to accelerate the world’s transition to sustainable transportation. Most famous for its self-driving electric cars, Tesla’s expansion into renewable energy is being led by its Powerwall home battery, solar roof tiles, and recent acquisition of SolarCity.
Some things you might be wanting to know
A Future Super pension account allows you to draw a regular income from your retirement savings while investing them in line with your values.
You can choose to get monthly, quarterly, half-yearly or annual payments and you can usually choose how much you receive (within the mandated minimums and maximums outlined in the PDS).
An Account-Based Pension is a simple, single account for those who have already retired and will no longer be making contributions to their super. You can receive flexible payments (subject to age-based minimums) on a timeline that suits you, and make lump sum withdrawals at any time.
A pension account needs an initial minimum investment of $20,000. This initial investment can be rolled over from your current super account, pension account or personal bank account. It’s important to remember that you can’t contribute to this once it has been established.
Generally, you have met a condition of release for starting a pension when you:
Aside from the basics, you’ll just need your tax file number (TFN) so we can match it up with ATO records.
You'll get an SMS to activate your Future Super member portal and set a password.
We'll match your record with the ATO and instantly find any old or lost super accounts. You can rollover on the spot. Easy peasy!
Say goodbye to fossil fuels, and hello to a renewable energy powered future
Here are some important documents you should read
You should read the PDS and Additional Information Booklet before making any financial decisions regarding the Future Super super fund.
Our Product Disclosure Statement (PDS) tells you everything you need to know about your super fund in a standardised format. Every super fund must create a PDS following the government’s guidelines. If you’re trying to compare Future Super to your current fund, this is what you want to read.
Our Additional Information Booklet is exactly that - even more detail for lovers of fine print. Find out everything about making contributions, accessing your super benefits, our insurance op ons and more.
We are certified by the Responsible Investment Association of Australasia for our responsible investment process for all investment decisions. We help raise the bar of what it means to invest in an ethical way.
We have been awarded Gold status by the Gasfield Free movement in recognition of our total exclusion of gas and coal seam gas investments. We firmly believe farmers and traditional owners should have the right to refuse mining and gas companies accessing their land.
Certified B Corporations are leaders of a global movement of people using business as a force for good™. It means we meet the highest standards of social and environmental performance, transparency and accountability.
Our investment management team have over 30 years experience in the industry. We are experts in superannuation fund management and ethical investment.